My name is Arlene, and two years ago, I was involved in a car accident that wasn't my fault. I had some injuries that required a hospital stay, and I was unable to return to work for several weeks. I didn't know how I was going to pay my bills, and it was very stressful for me. My friend told me that I needed to hire an accident and personal injury attorney so I could recover my lost wages and medical costs. I was so glad that I hired the attorney, and my stress level immediately went down. Through the attorney, I was able to get a settlement, and I was no longer in financial trouble. I am writing this blog to let everyone know the importance of hiring an attorney after an accident. It's my wish that this blog will help others who are in similar situations.
Getting into an auto accident is never fun, and it is even less so when you have incurred serious injuries. These injuries are not only stressful in and of themselves but also can lead to host of other problems, including hospital bills for the medical treatment you receive and weeks or even months of lost wages. In order to be compensated fairly for everything, you may wish to hire an attorney who specializes in auto accidents—one who can guide you through the process of filing a claim against an insurance company and be an advocate on your behalf. So keep reading for three advantages of hiring a car-accident attorney to represent you instead of trying to take everything on yourself.
You may think that after a car accident, you're only insured for the damage done directly to the vehicle. But more often than not, you may also be entitled to claim other damages. For example, if you have valuable items in your car at the time of the accident that have been damaged (such as a laptop computer) you can claim this as damage to personal property and be reimbursed. You can also claim out-of-pocket expenses related to the accident, such as the cost of getting home from the scene of the crash or renting a car to get to work the next day. An auto-accident lawyer will ensure that you get all of the reimbursements you're entitled to, even the ones you may not be aware of.
Possibility of Pursuing Litigation
It's all too common for insurance companies to offer a settlement amount that is far lower than the figure the insured could otherwise receive if they pursued a claim in court. The insurance companies count on the fact that the victim won't have the time or energy to enter into litigation and fight for an increased settlement. But an experienced attorney who specializes in auto accidents can navigate the complexities of litigation and can get insurance companies to offer their clients larger settlement amounts.
Many lawyers who specialize in accidents and personal injury work on the basis of contingency fees, meaning that if they don't win the case, you don't have to pay anything. Check with local attorneys to see what sort of deals they are offering; you may be surprised at how inexpensive it can be to get started on a personal-injury claim.