My name is Arlene, and two years ago, I was involved in a car accident that wasn't my fault. I had some injuries that required a hospital stay, and I was unable to return to work for several weeks. I didn't know how I was going to pay my bills, and it was very stressful for me. My friend told me that I needed to hire an accident and personal injury attorney so I could recover my lost wages and medical costs. I was so glad that I hired the attorney, and my stress level immediately went down. Through the attorney, I was able to get a settlement, and I was no longer in financial trouble. I am writing this blog to let everyone know the importance of hiring an attorney after an accident. It's my wish that this blog will help others who are in similar situations.
When you are injured at work, your employer's workers' compensation insurance is meant to pay for your medical bills and related expenses. But things do not always go as smoothly as you'd like in these situations. Sometimes, you have to contact a workers' compensation attorney in order to get the compensation you deserve. The following are some situations in which you should absolutely contact a workers' comp lawyer.
Your employer won't give you paperwork to file an insurance claim.
When you are injured at work, your employer should give you paperwork to fill out in order to file an insurance claim. If they do not do this, ask for the paperwork. If you are not then provided with the paperwork, contact a workers' compensation lawyer. Chances are, your employer does not have the workers' comp insurance that they are required to have, or they do not want you to file a claim because they are worried about their premiums going up. Both scenarios require the attention of an attorney.
The insurance company is denying your claim.
What if your employer does give you insurance claim paperwork to fill out, but the insurer comes back and denies your claim? This is a situation in which you should hire an attorney. They can appeal to the insurance company to get your claim approved. Some insurers, sadly, tend to deny claims the first time around until the filer comes back with backing from an attorney.
Your insurance offer does not cover all of your expenses.
Throughout the treatment process, you should keep track of all of your medical bills, lost wages, and other expenses related to your injury. If the amount you are given by your employer's insurance company does not fully cover your costs, then you should contact a lawyer. They can either request that the insurer pay you more, or they can help you sue your employer to get the rest of your expenses covered.
You have permanent, life-altering injuries.
Some injuries heal and then you never think about them again. Other injuries last a lifetime. If you have been injured in a way that will forever affect your life and your ability to work, contact a lawyer. You're probably due compensation for your pain, suffering, and future lost wages, but most insurance companies won't just hand you this compensation until you get a lawyer involved.
Workers' compensation lawyers can help you get the compensation you deserve. If you're in any of the situations above, contact one soon.
For more info, contact a local workers' compensation lawyer.