My name is Arlene, and two years ago, I was involved in a car accident that wasn't my fault. I had some injuries that required a hospital stay, and I was unable to return to work for several weeks. I didn't know how I was going to pay my bills, and it was very stressful for me. My friend told me that I needed to hire an accident and personal injury attorney so I could recover my lost wages and medical costs. I was so glad that I hired the attorney, and my stress level immediately went down. Through the attorney, I was able to get a settlement, and I was no longer in financial trouble. I am writing this blog to let everyone know the importance of hiring an attorney after an accident. It's my wish that this blog will help others who are in similar situations.
Getting injured on the job can change your life drastically, and if it wasn't your fault, you need to take advantage of many different options that can make recovery a bit easier. Workers compensation is one of the first compensation and medical assistance options available to you, but it's not a simple payout of the maximum benefits available. You could be leaving a lot on the table by accepting a basic workers compensation agreement, and may shut yourself out of easily filing for other forms of assistance. Consider these scenarios and be sure to contact an attorney before signing anything.
Workers Compensation Doesn't Cover Everything
Every state's workers compensation requirements and rates are different, but workers are usually entitled to a percentage of their normal pay after injury. All related medical expenses are covered, but you'll need to ask yourself if you can afford to live on a fraction of your normal pay.
People's lifestyles, salaries, and recovery situations are all different, and this may sound like a much-needed vacation with a bit of pain for some. For others, it's suffering that can't be sustained, either financially, physically, or both.
Keep in mind that although your state's rates are part of official guidelines, they're still just guidelines that are offered for standard cases that expect a speedy recovery. If you sign the workers compensation paperwork, you'll make it harder to change your mind and push for higher compensation. An attorney can help you negotiate for higher pay based on your situation.
If you absolutely need whatever paycheck is available, conditions can be modified to give you the normal rate now, then pay the higher agreement later. There's nothing guaranteed until you sign away your rights or get a workers compensation attorney to change those rights in your favor.
Other Forms Of Compensation
You may be entitled to other forms of loss compensation, but every situation works with workers compensation in different ways.
Social security disability is one complicated system that may or may not be a good idea depending on your situation. If you're likely to be disabled permanently or for longer than the workers compensation program can provide benefits, you may need social security for a better chance at slowly recovering and reentering the work market.
There are restrictions on how much money you can earn while on social security, and although your workers compensation case would be a good form of official proof, there are still some difficult proof requirements that may need a legal professional's touch. Review these options with an attorney before filing paperwork on your own.
Was your injury at work, but caused by an individual or group's negligence? If gross failure to follow instructions, disobedience, equipment failure, or hostile actions were the cause, you may want to seek a personal injury claim against the other party. A workers compensation claim may absolve those parties of their responsibility depending on the paperwork's language, and although it's not impossible to appeal, the time spent on appeal can be a long and wasteful part of your recovery.
Contact a workers compensation attorney, like one from the Law Offices of Terry Katz & Associates, to discuss your situation and map out all of your options after a workplace injury.